Roof claims library
Straight answers about roof insurance claims.
Real guidance from years of working claims — what gets approved, what gets denied, and how to know before you file.
- All
- Strategy
- Denials
- Wind & Storm
- Hail
Strategy
Get an ITEL test before you repair your roof
A $200 lab test before a minor repair can be the difference between patching four shingles and a whole new roof on your insurer's dime.
Denials
Why roof insurance claims get denied (and how to know your odds before you file)
Most denials come down to a handful of predictable reasons — almost all knowable before you file.
Wind & Storm
What wind damage really looks like on your roof
Most wind damage does not blow shingles off — the quiet mark that matters most is a wind crease, and it counts the same as a missing shingle.
Hail
Hail damage claims: what homeowners need to know
How adjusters verify hail damage, the size and duration thresholds that actually matter, and what a good claim gets covered beyond just the roof.
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